Simplify Your Payment Process with eDebit Direct

eDebit delivers a smarter way to accept payments online. Powered by Rapid ACH and backed by Plaid’s secure bank verification, our platform lets you process same-day ACH payments, so your funds arrive within hours, not days. Skip the credit card fees and delays. With instant bank account validation, secure data handling, and lower transaction costs, eDebit is built for businesses that want fast, reliable ACH payment processing and flexible options like eChecks.

Get Paid Faster with Rapid ACH

Same-day payments with instant bank account verification.

When speed and security matter, Rapid ACH by eDebit delivers. Using Plaid, we instantly verify customer bank account details and balances, helping you receive ACH payments on the same business day. Whether you’re running an online store, invoicing clients, or offering services, eDebit makes ACH transfers faster and easier. You get lower fees, streamlined processing, and better cash flow.

See How Rapid ACH Works

Why eDebit Direct?

Verified Funds

We offer instant bank verification with real-time balance checks.

Superior Support

Our dedicated team is here to help your business succeed.

Lower Costs

We process transactions in-house, so you keep more of your earnings.

Shopping-Cart Ready

Our system easily integrates with most online platforms and shopping carts.

Simple ACH and eCheck Payments Without the Hassle

Accepting payments shouldn’t slow you down. eDebit Direct helps you process ACH bank transfers and eCheck payments quickly and securely, all verified in real time with Plaid. Our platform is ideal for online businesses, service providers, and platforms that want to reduce overhead, improve payment success rates, and eliminate unnecessary fees. No credit cards. No delays. Just faster, safer payments with full transparency and control.

Accept ACH & eChecks Today

Simple ACH and eCheck Payments Without the Hassle

Launched

Our LATEST Platform Has Taken Flight! eDebit Direct

Features include 👇

Invoicing
Real time balance check
Payment requests with automated payment scheduling
Customizable plugins
Dynamic dashboard
Robust ad-hoc reporting
& much more!

Industry News and Updates

October 16, 2025

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Happy Clients

"eDebit ACH system allows for next day payouts and easy tracking of payment status. Allowing customers to seamlessly checkout with their bank credentials makes things simple and easy and allows for a real-time balance check to prevent NSF’s. Highly Recommended!"

-Justin B

“I have utilized payment processors in the past & eDebit has been the most seamless & consistent company to work with. Easy to onboard & integrate the system into our business & our clients have found it user-friendly & straightforward. Their customer service team has always been there to help with questions. I highly recommend their services to anyone looking for a great payment processor”.

John C. Trinity

“Some processors won’t even answer my phone calls. eDebit’s is exactly the opposite. They get back to me within the hour. When we have a problem, the issue is resolved quickly. The level of excellence and hand-holding is impressive.”

Fast, Secure, and Affordable ACH Payments with eDebit Direct’s Rapid ACH